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CITY Yuexian Tech Free Resident Calculators
China social insurance calculator, employee and employer costs explained
Select Beijing, Shanghai, Hangzhou, or Zhengzhou and adjust the contribution bases and rates used by the employer.
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JPG · PNG · WebP · GIF · BMP supportedFour city presets
Use the latest confirmed data for Beijing, Shanghai, Hangzhou, or Zhengzhou, with pending items clearly marked.
Employee and employer
See pension, medical, unemployment, work injury, and housing fund contributions separately.
Editable assumptions
Adjust bases, housing fund rates, and industry-dependent employer rates to match a payslip.
China social insurance calculator 2026
Estimate five social insurances and housing fund by city
Select a city and enter gross monthly salary to estimate pension, medical and maternity, unemployment, work injury, and employee and employer housing fund contributions. Beijing, Shanghai, Hangzhou, and Zhengzhou share a transparent model, while every preset shows its published period, verification status, and official references.
Some 2026 city contribution bases or temporary unemployment rates have not been formally published. The calculator labels those values as latest confirmed or pending instead of presenting 2025 data as a final 2026 rule. Work injury rates depend on industry and adjustment factors, and employers choose a permitted housing fund rate, so all assumptions remain editable.
Is salary always the contribution base?
Not necessarily. The declared base is generally linked to prior-year average monthly salary and local caps. Enter the employer-declared base when known.
Why can two employers produce different results?
Work injury rates depend on industry, housing fund rates are selected by employers, and local temporary policies or fixed charges can differ.
Is the amount after contributions take-home pay?
No. It is the gross salary after employee social insurance and housing fund but before individual income tax and other deductions.
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China Social Insurance Calculator
Estimate employee and employer social insurance plus housing fund contributions with editable city presets.
The published period and base range appear here
After employee contributions, before IIT: ¥0.00
Contribution breakdown
Updated from the current inputsContribution bases usually change annually, while some rates vary by employer industry or temporary policy. These editable presets do not replace an authority determination.
This estimate excludes individual income tax, special deductions, supplementary medical plans, and supplementary housing funds. Follow the employer declaration, payslip, and official local system.